Emma — our AI assistant — is usually first to reach out by text. She's fast, friendly, and surprisingly knowledgeable. A real person is always right behind her.
We initially reach out by text and email — or call us directly.
The fastest path to answers is the free survey. Emma will reach out by text to schedule your consultation — no credit pull, no obligation, no pressure.
Start the Free Survey →Looking for a specific program?
🌾 USDA Zero Down → 🎖 VA Home Loans → 🏆 Grants & DPA → Ready to Apply? Start Here →Emma handles the first contact. The humans handle everything else. Here's the full roster.
Aurora & Colorado Springs markets. Knowledgeable in USDA, VA, and DPA programs. Formally trained chef — closes files and sometimes delivers homemade food to prove it.
Grew up in rural northern Colorado. Deep experience in VA, FHA, and conventional loans. Taught the CHFA down payment assistance class for many years. Avid sports fan.
Colorado native, former college football player, and Mike's son-in-law. Handles the Denver metro market with patience and clarity. Avid weightlifter and sports enthusiast.
We only work in Colorado — which means we know this market, these programs, and these neighborhoods better than any national lender can.
We close FHA, VA, and Conventional loans in 14 days or less. USDA and DPA programs in 21 days or less.